Terms of service

Last Updated: February 18, 2025

This website is operated by New Life Financial. Throughout the site, the terms “we,” “us,” and “our” refer to New Life Financial. New Life Financial offers this website, including all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.

By visiting our site and/or purchasing something from us, you engage in our “Service” and agree to be bound by the following Terms of Service (the “Terms”), including additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree, you may not access the website or use any services.

For additional policies, please see our Privacy Policy:

Privacy Policy

SECTION 1 - ONLINE STORE TERMS

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence or that you have given us consent to allow your minor dependents to use this site.

You may not use our products for any illegal or unauthorized purpose. You must not violate any laws in your jurisdiction, including but not limited to copyright laws.

Any violation of these Terms will result in immediate termination of your Services.

SECTION  2 - SMS TERMS & CONDITIONS

2.1 SMS For Consent Communication
The Phone Numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2.2 Types of SMS Communications
If you have consented to receive text messages from New Life Financial, you may receive text messages related to: (Appointment reminders, conversational, follow-up and customer care)

For Example: Hello Thank you for contacting New Life Financial, how can we help you? Reply Stop to opt-out at any time. Message and data rates may apply, for assistance, text Help" or visit our [Privacy Policy URL] and [Terms of Service URL]

2.3 Message Frequency: Our SMS message frequency will be from 1 to 50 text messages daily across all users.

2.4 Potential Fees for SMS Messaging: Many carriers charge a fee for each message sent or received. This can vary depending on the carrier's pricing structure and whether the message is sent domestically or internationally.

2.5 Opt-In Method: Customer will Opt-In for SMS messaging from New Life Financial through Website Form Contact Us, this agreement for SMS will not be shared with third parties for marketing purposes.

2.6 Opt-out: Customer will be able to opt out of SMS messaging from New Life Financial by replying STOP at any time to any received SMS message, once opted-out they will receive no further SMS communication. They can Opt back In at any time by replying START

 2.7- Help:
If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at contact@1newlifefinancial.com
Additional Options:

• If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

2.8- Standard Messaging Disclosures:

• Message and data rates may apply.
• You can opt-out at any time by texting "STOP."
• For assistance, text "HELP" or visit our [Privacy Policy] and [Terms of Service] pages.
• Message frequency may vary

For full details, please review our:

Privacy Policy

Terms of Service

SECTION 3 - GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason.

Your content, excluding credit card information, may be transferred unencrypted across networks. Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission from us.

SECTION 4 - MODIFICATIONS TO SERVICE AND PRICES

Prices for our products are subject to change without notice.

We reserve the right at any time to modify or discontinue the Service, or any part of it, without notice.

We shall not be liable for any modifications, price changes, suspensions, or discontinuation of the Service.

SECTION 5 - PERSONAL INFORMATION

Your submission of personal information is governed by our Privacy Policy:

Privacy Policy

SECTION 6 - THIRD-PARTY LINKS

Our site may contain links to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy of third-party websites.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made through third-party websites.

SECTION 7 - PROHIBITED USES

You may not use this site or its content for:

• Any unlawful purpose.

• Soliciting others to perform unlawful acts.

• Violating any federal, state, or local regulations.

• Infringing upon intellectual property rights.

• Harassing, abusing, insulting, defaming, or discriminating against any individual.

• Uploading or transmitting malicious software.

• Collecting or tracking personal information of others.

• Spamming, phishing, or scraping.

We reserve the right to terminate your use of the Service for violating any of these prohibited uses.

SECTION 8 - LIMITATION OF LIABILITY

We do not guarantee that the Service will be uninterrupted, timely, secure, or error-free.

Your use of the Service is at your own risk.

New Life Financial and its directors, employees, or affiliates are not liable for any damages resulting from your use of the Service.

SECTION 9 - GOVERNING LAW

These Terms of Service shall be governed by and construed in accordance with the laws of the United States.

SECTION 10 - CHANGES TO TERMS OF SERVICE

We reserve the right to update or change these Terms at any time. Your continued use of our website constitutes acceptance of those changes.

You can review the latest Terms at:

Terms of Service

SECTION 11 - CONTACT INFORMATION

For questions about these Terms, please contact us:

Phone: 803-946-5433

Email: contact@1newlifefinancial.com

Website: 1newlifefinancial.com